Fees & Insurance

I do NOT accept health insurance. I am a private-pay provider, and am "out of network" for all health insurance companies. I can provide you with a Statement for Insurance Reimbursement form (AKA a "superbill"), which is the form you need to provide to your insurance company in order to be reimbursed for out of network benefits. I am not able to contact your insurance company to find out what, if any, out of network benefits your plan provides.

I am panelled with Lyra Health, which is an employer based mental health benefit plan. If you have benefits through Lyra Health, they will compensate me for your services. Please check your benefits information to find out how many sessions your company plan will cover.

Fees are due at the time of service and a credit or debit card is required to be on file with my office by the first session. With your authorization, your card will then be automatically charged after each session. I accept all major credit and debit cards including Health Savings Account (HSA) and Flexible Spending Account (FSA) cards. You may also upload a new card at any time through my client portal.

This is a very reasonable question! Unfortunately, due to the nature of psychotherapy services, it is very difficult to give an accurate estimate of the overall cost of treatment. If you become a client, I will provide you with a required “Good Faith Estimate” of the cost of services. However, this Good Faith Estimate, is only an estimate of costs. Ultimately, because you schedule your own sessions, you decide how often, and for how long you attend treatment. You may terminate services at any time. 

In general, Cognitive Behavioral Therapy can work faster than some other types of treatments, but the length of treatment will depend on many things, including your diagnosis, severity of symptoms, frequency of sessions, frequency of homework practice, and your individual treatment goals, each of which may change during the course of treatment.

Some people prefer to focus closely on their initial presenting symptoms and terminate therapy as soon as they feel better. Other people may decide to continue in therapy even after their initial symptoms have abated, in order to address other issues, or receive ongoing support. In my practice, the number of sessions attended varies widely, with some people reporting significant improvement in just a few sessions, while others may choose to attend treatment regularly for years. In the end, you determine your treatment goals, you determine when you have reached your treatment goals, and you decide when you are ready to terminate therapy.

As you begin and continue in treatment, we will both gain increased understanding of your progress, and how long you may need or want to continue in therapy. I encourage ongoing conversation throughout treatment in order to plan for termination from services. My ultimate goal is for you to get better, as quickly as possible, and end treatment knowing that you have gained the skills you need to maintain your mental health for life.

If you wish to use out of network benefits, I suggest you contact your insurance company to determine your benefits prior to initiating treatment.

Although each insurance company may have some differences in how they operate, in general the way out of network reimbursement works is that you get your Statement for Insurance Reimbursement (or “superbill”) form from your provider, you submit this to the insurance company, and then they reimburse you directly for any benefit which you have.

Option One: Submit For reimbursement yourself

1) Contact your insurance company and ask them if your plan provides any benefits for "out of network psychotherapy" by a licensed psychologist. Some insurance plans provide no benefit, and some provide a large percentage of my fee, it is completely dependent on your individual plan. You may also want to ask what type of information your insurance company may require about your treatment in order to provide you with out of network benefits.

2) Ask your insurance company how to submit your Statement for Insurance Reimbursement form.

3) Pay my full fee at the time of service.

4) On the first of each month, check your client portal for your Statement for Insurance Reimbursement form.

5) Submit this form to your insurance company as they direct.

6) The insurance company will then reimburse you directly for whatever benefit your plan provides.

Option Two: Use an app such as “Reimbursify”.

1) Contact your insurance company and ask them if your plan provides any benefits for "out of network psychotherapy" by a licensed psychologist. Some insurance plans provide no benefit, and some provide a large percentage of my fee, it is completely dependent on your individual plan. You may also want to ask what type of information your insurance company may require about your treatment in order to provide you with out of network benefits.

2) Pay my full fee at the time of service.

3) On the first of each month, check your client portal for your Statement for Insurance Reimbursement form.

4) Use a third party app to submit this form to your insurance company. The app Reimbursify (https://reimbursify.com) is one option to get reimbursed for out of network benefits. See their website or download the app for information about how to use this service. I am not affiliated with Reimbursify.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit: www.cms.gov/nosurprises